The best option for studying at Hartland is to recruit a financial sponsor who can cover the student’s tuition, room, and meal charges. Payment plans can also be set up with the financial advisor.

The Student Service Award (SSA) Program is designed for students who demonstrate a strong work ethic, exemplary work performance, and financial need. This is a limited-enrollment program tied to available openings in the Redemptive Service Experience Department; it is not a merit or need-based scholarship, but a structured exchange of required labor for a reduction in the cost of attendance.

Work commitment: Participating students work during all school breaks (excluding two weeks of vacation per year), for up to 18.5 weeks annually at 38–40 hours per week, completing 700 hours of Redemptive Service during breaks in addition to the standard 120 hours required per school term.

Cost reduction: This program reduces the student’s total cost of tuition, room, and meals by 50%, allocated as follows: 17% is earned through the 120 required hours per school term, and 33% is earned through the required break-time hours. The student is responsible for the remaining 50% of the total cost, which is billed as a $1,000 payment at registration each quarter and an additional $1,695 charge during the term. The health fee and technology fee ($75/quarter) are not included in this reduction. Students who complete their required full-time break hours and attend chapel services will not be charged room and board during breaks.

Duration: The award is granted for the full length of the degree program the student was accepted into, unless otherwise specified at the time of award, contingent on the student maintaining good academic standing, good work-ethic standing, and good citizenship/conduct standing throughout enrollment.

Eligibility maintenance: Students must maintain a cumulative GPA of 2.5 or higher and a Redemptive Service GPA of 3.0 or higher. A student who falls below either threshold will be placed on a probationary term to recover the required standing before continuing in the program.

Alternative arrangements: A student who wishes to work off campus, participate in a non-required canvassing program, or engage in any activity other than the required on-campus Redemptive Service hours during breaks must request advance approval from the Business Office and the Redemptive Service Experience Coordinator—and, for international students, the Designated School Official (DSO)—before making such arrangements. Opting out of the required break-time work results in forfeiture of the 33% break-hours portion of the award (or a prorated share of it, based on the number of hours not fulfilled).

Summer Outreach Training Term: Because students work reduced Redemptive Service hours while enrolled in the required intensive summer courses (20 hours per week instead of the standard 38 hours), the College provides an additional scholarship to maintain the student’s full SSA award despite the reduced work requirement. The Summer Outreach Training School is a separate freshman-year term, costs $5,958 (the same as a regular school term), and is not included in the annual tuition. Students enrolled in elective summer courses are responsible for completing the standard 38 hours of Redemptive Service per week.

Illness During Breaks: If students participating in the SSA program are unable to fulfill their service commitment during the breaks due to illness or other uncontrollable events, the College administration will allow them to complete the required hours once they recover. An appropriate medical certificate will be required as proof. The debt threshold to enroll in the next term may be adjusted by the finance office based on this unforeseen situation.

The Missionary Training Fund (MTF) loan program is available to international students willing to commit to working in a targeted mission field or unentered territory after completing their studies at Hartland. A limited number of loans are offered each year; students must apply and be accepted into the program to qualify.

Service obligation: Recipients are required to serve in the mission field for a period equivalent to the duration of MTF funding received—one year of qualifying mission service for each year of MTF funding received. If the student wishes to pursue further studies before beginning the required service, they must submit a request for a deferral agreement to the Finance Committee. Approval of this request is not guaranteed; if the request is denied, the student may instead be required to begin a repayment plan for the loan. If approved, the signed deferral agreement suspends the service obligation until studies are completed.

Repayment if service is not completed: If the student decides not to serve in the mission field or unentered territory, the entire loan amount becomes due and is repaid based on our current policy.

Cost structure: The MTF loan covers 50% of the total cost of tuition, room, and meals. The remaining 50% is covered through required participation in the Student Service Award Program, under the same terms described in that section: 17% earned through the 120 required hours per school term, and 33% earned through required break-time hours, with students working full-time for 18.5 weeks annually at 38-40 hours per week to fulfill 700 hours of Redemptive Service Experience during breaks, in addition to the 120 hours required per school term.

Registration charges: MTF loan recipients are not required to pay the standard $1,000 minimum at registration each quarter. Any outstanding balance beyond this exemption remains the student’s responsibility. A student who fulfills the required break-time Redemptive Service hours will keep their balance within the acceptable enrollment debt threshold of $1,000. MTF recipients will not be charged for room and meals during breaks if they fulfill their required full-time Redemptive Service hours and attend chapel services.

Summer Outreach Training Term: Because MTF students are automatically enrolled in the Student Service Award (SSA) Program, the 50% cost of the Summer Outreach Training School that would otherwise be the student’s responsibility under SSA is covered by their respective financial assistance program. As a result, eligible MTF students incur no additional out-of-pocket cost for the Summer Outreach Training School beyond any applicable fees not covered by their award.

The Ministry Service Fund (MSF) loan program is a counterpart to the Missionary Training Fund, available to students from North America who are willing to commit to ministry-oriented service after completing their studies at Hartland. Unlike the MTF, which requires service in a targeted mission field or unentered territory, MSF recipients may fulfill their service commitment in any ministry-oriented position, whether within the United States or elsewhere, according to the student’s calling and circumstances. A limited number of loans are offered each year; students must apply and be accepted into the program to qualify.

Service obligation: Recipients are required to serve in a qualifying ministry-oriented position for a period equivalent to the duration of MSF funding received—one year of qualifying ministry service for each year of MSF funding received. If the student wishes to pursue further studies before beginning the required service, they must submit a request for a deferral agreement to the Finance Committee. Approval of this request is not guaranteed; if the request is denied, the student may instead be required to begin a repayment plan for the loan. If approved, the signed deferral agreement suspends the service obligation until studies are completed.

Repayment if service is not completed: If the student decides not to serve in the mission field or unentered territory, the entire loan amount becomes due and is repaid based on our current policy.

Cost structure: The MSF loan covers 50% of the total cost of tuition, room, and meals. The remaining 50% is covered through required participation in the Student Service Award Program, under the same terms described in that section: 17% earned through the 120 required hours per school term, and 33% earned through required break-time hours, with students working full-time for 18.5 weeks annually at 38–40 hours per week to fulfill 700 hours of Redemptive Service during breaks, in addition to the 120 hours required per school term.

Registration charges: MSF loan recipients are not required to pay the standard $1,000 minimum at registration each quarter. Any outstanding balance beyond this exemption remains the student’s responsibility. A student who fulfills the required break-time Redemptive Service hours will keep their balance within the acceptable enrollment debt threshold of $1,000. MSF recipients will not be charged for room and meals during breaks if they fulfill their required full-time Redemptive Service hours and attend chapel services.

Summer Outreach Training Term: Because MSF students are automatically enrolled in the Student Service Award (SSA) Program, the 50% cost of the Summer Outreach Training School that would otherwise be the student’s responsibility under SSA is covered by their respective financial assistance program. As a result, eligible MSF students incur no additional out-of-pocket cost for the Summer Outreach Training School beyond any applicable fees not covered by their award.